:root {
  --fator-orange:#f9a900;
  --fator-blue:#315f96;
  --fator-blue-light:#4d83c1;
  --ink:#111;
  --paper:#fff;
  --line:#202020;
  --danger:#b42318;
  --ok:#067647;
}

* { box-sizing:border-box; }
html { scroll-behavior:smooth; overflow-x:hidden; }
body {
  margin:0;
  overflow-x:hidden;
  background:#ececec;
  color:var(--ink);
  font-family:Arial,Helvetica,sans-serif;
  line-height:1.35;
}
.progress { position:fixed; z-index:50; top:0; left:0; width:100%; height:4px; background:#eee; }
.progress span { display:block; width:0; height:100%; background:var(--fator-orange); transition:width .15s; }

.brand-header,
main,
footer { width:min(100%, 980px); margin:0 auto; background:var(--paper); }
.brand-header { position:relative; margin-top:12px; }
.fator-header { display:block; width:100%; height:auto; }
.partner {
  display:flex;
  align-items:center;
  justify-content:flex-end;
  gap:12px;
  min-height:58px;
  padding:5px 38px 8px;
  border-bottom:1px solid #ddd;
  background:#fff;
}
.partner span { color:#5e5a54; font-size:10px; font-weight:700; letter-spacing:.16em; }
.partner img { width:142px; height:50px; object-fit:contain; }

main { padding:0 34px 28px; }
.intro { padding:6px 10px 24px; text-align:center; }
.intro h1 { color:var(--fator-blue); font-size:24px; line-height:1.15; margin:0; }
.intro h2 { color:var(--fator-blue); font-size:21px; line-height:1.2; margin:4px 0 24px; }
.legal { margin:0 auto; max-width:870px; font-size:14px; text-align:center; }
.strong { font-weight:700; }

.card { padding:20px 0 26px; border-top:1px solid #ddd; background:#fff; }
.section-kicker { display:none; }
.card h2 { margin:0 0 20px; color:var(--fator-blue-light); font-size:20px; }
.card h3 { margin:22px 0 12px; color:#111; font-size:16px; }
.question { margin:17px 0; }
.question>p,
.question>legend { margin:0 0 8px; font-size:14px; font-weight:400; }
.help { margin:5px 0 10px; color:#333; font-size:12px; }
.notice { padding:11px; border:1px solid var(--fator-orange); background:#fff9e6; font-size:12px; font-weight:700; }

.grid { display:grid; gap:0; border-top:1px solid var(--line); border-left:1px solid var(--line); }
.grid.two { grid-template-columns:repeat(2,minmax(0,1fr)); }
.grid.three { grid-template-columns:repeat(3,minmax(0,1fr)); }
label { display:block; color:#111; font-size:13px; font-weight:700; }
.grid>label { padding:6px 8px; border-right:1px solid var(--line); border-bottom:1px solid var(--line); }
input,textarea,select {
  display:block;
  width:100%;
  min-width:0;
  min-height:35px;
  margin-top:4px;
  padding:7px 8px;
  border:0;
  border-bottom:1px solid #555;
  border-radius:0;
  background:#fff;
  color:#111;
  font:16px Arial,Helvetica,sans-serif;
}
textarea { min-height:84px; resize:vertical; border:1px solid #555; }
input:focus,textarea:focus,select:focus { outline:2px solid rgba(249,169,0,.38); outline-offset:1px; border-color:var(--fator-blue); }

.choice-set { margin:17px 0; padding:0; border:0; }
.choices { display:flex; flex-wrap:wrap; gap:16px; }
.choice { display:flex; align-items:center; gap:7px; min-height:34px; font-size:14px; font-weight:400; cursor:pointer; }
.choice input { width:22px; height:22px; min-height:0; margin:0; accent-color:var(--fator-blue); }
.conditional { display:none; margin-top:10px; }
.conditional.visible { display:block; }

.repeat-list,.data-table { display:grid; gap:0; border-top:1px solid var(--line); border-left:1px solid var(--line); }
.repeat-row,.data-row {
  display:grid;
  grid-template-columns:1fr 1fr 1.45fr;
  gap:0;
  padding:0;
  border:0;
  background:#fff;
}
.repeat-row>*,.data-row>* { margin:0; padding:7px; border-right:1px solid var(--line); border-bottom:1px solid var(--line); }
.repeat-row input,.data-row input { min-height:34px; margin:0; padding:5px; border:0; }
.data-row { grid-template-columns:minmax(0,1fr) 130px; align-items:stretch; }
.data-row span { display:flex; align-items:center; font-size:13px; font-weight:400; }
.two-counts { grid-template-columns:minmax(0,1fr) 110px 110px; }
.table-head { background:#f3f3f3; color:#111; font-weight:700; }
.table-head span { justify-content:center; text-align:center; }
.limits .data-row { grid-template-columns:52px 1fr 1fr 1fr; }
.long-copy { font-size:13px; }
.long-copy strong { color:#111; }

.declaration p { font-size:13px; text-align:justify; }
.signature-label { margin-top:22px; }
.signature-wrap { position:relative; overflow:hidden; margin-top:6px; border:1px solid #333; background:#fff; touch-action:none; }
.signature-wrap canvas { display:block; width:100%; height:190px; }
.signature-wrap span { position:absolute; right:0; bottom:6px; left:0; color:#777; font-size:11px; text-align:center; pointer-events:none; }
.submit { display:block; width:100%; min-height:54px; border:0; background:var(--fator-orange); color:#111; font-size:15px; font-weight:800; letter-spacing:.04em; cursor:pointer; }
.submit:disabled { opacity:.48; cursor:not-allowed; }
.message { display:none; margin:18px 0; padding:14px; }
.message.error { display:block; border:1px solid #fecdca; background:#fef3f2; color:var(--danger); }
.message.success { display:block; border:1px solid #abefc6; background:#ecfdf3; color:var(--ok); }
.invalid { border-color:var(--danger)!important; }
.sr-only { position:absolute; overflow:hidden; width:1px; height:1px; margin:-1px; padding:0; clip:rect(0,0,0,0); white-space:nowrap; border:0; }

footer { padding:0; }
footer img { display:block; width:100%; height:auto; }

@media(max-width:640px) {
  body { background:#fff; }
  .brand-header { margin-top:4px; }
  .fator-header { width:100%; min-height:66px; object-fit:cover; object-position:center top; }
  .partner { justify-content:center; min-height:56px; padding:4px 10px 7px; }
  .partner img { width:132px; height:46px; }
  main { width:100%; padding:0 14px 24px; }
  .intro { padding:8px 0 20px; }
  .intro h1 { font-size:20px; }
  .intro h2 { font-size:17px; }
  .legal { font-size:12px; text-align:left; }
  .card { padding:18px 0 22px; }
  .card h2 { font-size:18px; }
  .grid.two,.grid.three { grid-template-columns:1fr; }
  .repeat-row,.data-row,.two-counts,.limits .data-row { grid-template-columns:1fr; }
  .repeat-row,.data-row { margin-bottom:10px; border-top:1px solid var(--line); }
  .table-head { display:none; }
  .repeat-row>*,.data-row>* { min-width:0; }
  .data-row span { min-height:38px; background:#f4f4f4; font-weight:700; }
  .choices { display:grid; grid-template-columns:1fr 1fr; gap:8px; }
  .choice { justify-content:flex-start; min-width:0; }
  .signature-wrap canvas { height:170px; }
  footer img { min-height:86px; object-fit:cover; object-position:center bottom; }
}

@media print {
  .progress,.submit,.message { display:none!important; }
  body { background:#fff; }
  .brand-header,main,footer { width:100%; }
  .card { break-inside:avoid; }
}